Free Checking
Interest Checking
Relationship Checking
FREE CHECKING*
Monthly service charge: None
Minimum balance required: None
Minimum to open: $10
Free Features/Services
• Free first order of basic checks with unlimited check writing
• Free Randolph Savings Bank Debit MasterCard®
• Free Online Banking and Online Bill Pay
• Free ATM transactions at all Randolph Savings Bank ATMs
• 10 Non-Randolph Savings Bank ATM (card activity charge) fees waived each statement cycle
• Surcharge-free transactions at all SUM®ATM locations¹
• 24-Hour access to account information via Randolph Savings Bank Touch Tone Banking
• Deposits insured in full by both FDIC and DIF
INTEREST CHECKING
Monthly service charge: $8.00
Minimum balance required to waive monthly service charge: $500² (waived with a monthly direct deposit)
Minimum to open: $100
Interest: Tiered
Minimum balance to earn APY: $10
Free Features/Services
• Free first order of Basic Checks with unlimited check writing
• Free Randolph Savings Bank Debit MasterCard®
• Free Online Banking and Online Bill Pay
• Free ATM transactions at all Randolph Savings Bank ATMs
• 10 Non-Randolph Savings Bank ATM (card activity charge) fees waived each statement cycle
• Surcharge-free transactions at all SUM®ATM locations¹
• 24-Hour access to account information via Randolph Savings Bank Touch Tone Banking
• Deposits insured in full by both FDIC and DIF
RELATIONSHIP CHECKING
Monthly service charge: $15
Minimum combined balance required to waive monthly service charge: $15,000³
Minimum to open: $500
Interest: Tiered
Minimum balance to earn APY: $2,500
Free Features/Services
• Free basic checks with unlimited check writing
• Free Randolph Savings Bank Debit MasterCard®
• Free Online Banking and Online Bill Pay
• Free ATM transactions at all Randolph Savings Bank ATMs
• Surcharge-free transactions at all SUM®ATM locations¹
• Unlimited Non-Randolph Savings Bank ATM (card activity charge) fees waived each statement cycle
• Up to $15 of other banks ATM surcharges rebated each statement cycle
• 24-Hour access to account information via Randolph Savings Bank Touch Tone Banking
• Deposits insured in full by both FDIC and DIF
• Free Treasurer's checks
• Free Money Orders
• Promotional rates on CD's (as advertised)
• Discounted closing costs on Randolph Savings Bank mortgages
* Fees will apply for other services such as NSF/Overdraft fees, check orders and stop payments. Ask for a copy of our Schedule of Fees for a complete list.
1 - Randolph Savings Bank is a member of the SUM® Program. Additional ATM surcharges will not be imposed on Randolph Savings Bank customers who use their cards at SUM® designated ATMs. However Randolph Savings Bank does impose an ATM network fee (card activity charge) for transactions at non- Randolph Savings Bank ATMs (Refer to our current Schedule of Fees). Other banks may impose a surcharge for use of their ATMs.
2 - An $8 service charge fee will be imposed every statement cycle if the balance falls below $500 on any day of the statement cycle. Fee waived with a monthly direct deposit.
3 - A $15 service charge fee will be imposed every statement cycle if the combined deposit balance falls below $15,000 on any day of the statement cycle. Combined deposit account balances include Randolph Savings Bank: Checking, Savings, CD and IRA accounts with the same tax reporting owner.
FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013. |
