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Randolph Savings Bank


CONSUMER RATES - MA

Savings, Checking, Money Markets, CDs, & IRA's

MA Rates effective August 26, 2010

Rates disclosed on our website represent current account offers only. For rates on promotional accounts or accounts no longer available, please call 877-963-2100 and ask to speak to a Customer Service Representative.

Savings Accounts
Checking Accounts
Money Market Accounts
Certificates of Deposit
IRA - Individual Retirement Accounts

Savings Accounts**
Type
Minimum
for APY
Minimum
to Open
Interest
Rate
APY*
Statement
Savings
$10
$10
0.15%
0.15%
Passbook
$10
$10
0.15%
0.15%
Holiday
Club
$10
$10
0.15%
0.15%
rule

Checking Accounts**
Type
Minimum
for APY
Minimum
to Open
Interest
Rate
APY*
Interest
Checking
$10
$100
0.10%
0.10%
High
Interest
Checking
$10-$2,499
$2,500-$24,999
$25,000-$49,999
$50.000+
$2,500
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
rule

Money Market Accounts**
Type
Minimum
for APY
Minimum
to Open
Interest
Rate
APY*
Money
Market
$10-$2,499
$2,500+
$2,500
0.10%
0.25%
0.10%
0.25%
Preferred
Money
Market
$10-$24,999
$25,000-$49,999
$50,000-$99,999
$100,000+
$25,000
0.25%
0.50%
0.75%
1.00%
0.25%
0.50%
0.75%
1.00%
rule

Certificates of Deposit ***
Type
Minimum
for APY
Minimum
to Open
Interest
Rate
APY*
6 Month $2,500 $2,500 0.75% 0.75%
12 Month $1,000 $1,000 1.00% 1.00%
18 Month $1,000 $1,000 1.29% 1.30%
24 Month $1,000 $1,000 1.49% 1.50%
30 Month Special $1,000 $1,000 1.88% 1.90%
36 Month $1,000 $1,000 1.49% 1.50%
48 Month
Special with Bump		 $1,000 $1,000 2.23% 2.25%
60 Month $1,000 $1,000 2.76% 2.80%
rule

IRA - Individual Retirement Accounts ***
Type
Minimum
for APY
Minimum
for APY
Interest
Rate
APY*
6 Month IRA $500 $500 0.75% 0.75%
12 Month IRA $500 $500 1.00% 1.00%
18 Month IRA $500 $500 1.29% 1.30%
24 Month IRA $500 $500 1.49% 1.50%
36 Month $1,000 $1,000 1.49% 1.50%s
48 Month IRA Special with Bump $1,000 $1,000 2.23% 2.25%
60 Month $1,000 $1,000 2.76% 2.80%
rule

 *       APY = Annual Percentage Yield 
**     Rate may change after Account has been opened.  Fees may reduce earnings.
***  Penalty may be imposed for early withdrawal.