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Saving, Checking, Money Markets, CDs, & IRA's
RI Rates effective August 26, 2010
Rates disclosed on our website represent current account offers only. For rates on promotional accounts or accounts no longer available, please call 877-963-2100 and ask to speak to a Customer Service Representative.
Savings Accounts
Checking Accounts
Money Market Accounts
Certificates of Deposit
IRA - Individual Retirement Accounts
Type |
Minimum
for APY |
Minimum
to Open |
Interest
Rate |
APY* |
Tiered
Statement
Savings |
$10-$24,999
$25,000-$49,999
$50,000-$99,999
$100,000+
|
$10 |
0.50%
0.75%
1.00%
1.49%
|
0.50%
0.75%
1.00%
1.50%
|
Passbook
|
$10 |
$10 |
0.15% |
0.15% |
Holiday
Club
|
$10 |
$10 |
0.15% |
0.15% |

Type |
Minimum
for APY |
Minimum
to Open |
Interest
Rate |
APY* |
Interest
Checking |
$10 |
$100 |
0.10% |
0.10% |
High
Interest
Checking
|
$10-$2,499
$2,500-$24,999
$25,000-$49,999
$50.000+
|
$2,500 |
0.10%
0.10%
0.10%
0.10%
|
0.10%
0.10%
0.10%
0.10%
|

Type |
Minimum
for APY |
Minimum
to Open |
Interest
Rate |
APY* |
Money
Market |
$10-$2,499
$2,500+ |
$2,500 |
0.10%
0.25% |
0.10%
0.25% |
Preferred
Money
Market
|
$10-$24,999
$25,000-$49,999
$50,000-$99,999
$100,000+
|
$25,000 |
0.25%
0.50%
0.75%
1.00%
|
0.25%
0.50%
0.75%
1.00%
|

|
|
Type |
Minimum
for APY |
Minimum
to Open |
Interest
Rate |
APY* |
| 6 Month |
$2,500 |
$2,500 |
0.75% |
0.75% |
|
10 Month Special |
$1,000 |
$1,000 |
1.05% |
1.06% |
| 12 Month |
$1,000 |
$1,000 |
1.00% |
1.00% |
| 18 Month |
$1,000 |
$1,000 |
1.29% |
1.30% |
| 24 Month |
$1,000 |
$1,000 |
1.49% |
1.50% |
| 30 Month
Special |
$1,000 |
$1,000 |
1.88% |
1.90% |
| 36 Month |
$1,000 |
$1,000 |
1.49% |
1.50% |
48 Month
Special with Bump |
$1,000 |
$1,000 |
2.23% |
2.25% |
| 60 Month |
$1,000 |
$1,000 |
2.76% |
2.80% |

|
|
Type |
Minimum
for APY |
Minimum
for APY |
Interest
Rate |
APY* |
| 6 Month IRA |
$500 |
$500 |
0.75% |
0.75% |
| 12 Month IRA |
$500 |
$500 |
1.00% |
1.00% |
| 18 Month IRA |
$500 |
$500 |
1.29% |
1.30% |
| 24 Month IRA |
$500 |
$500 |
1.49% |
1.50% |
| 36 Month IRA |
$500 |
$500 |
1.49% |
1.50% |
48 Month IRA
Special with Bump |
$500 |
$500 |
2.23% |
2.25% |
| 60 Month |
$1,000 |
$1,000 |
2.76% |
2.80% |

* APY = Annual Percentage Yield
** Rate may change after Account has been opened. Fees may reduce earnings.
*** Penalty may be imposed for early withdrawal.
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